WEBSTER, NY – July 1, 2025 – After more than three decades of turning homeownership dreams into reality, Preferred Mortgage Corporation of New York continues to revolutionize the mortgage industry with its comprehensive suite of innovative financing solutions. The Rochester-based independent mortgage brokerage, operating under NMLS #44812, has established itself as a trusted partner for homebuyers, investors, and commercial borrowers across New York and Florida.
More information can be found at https://preferredmortgagecorp.com.
Breaking Barriers in Modern Mortgage Lending
In an era where homeownership feels increasingly out of reach for many Americans, Preferred Mortgage Corporation stands as a beacon of hope, offering personalized mortgage solutions that adapt to each client’s unique financial landscape. The company’s independent broker status provides unparalleled access to a diverse network of lenders, ensuring clients receive competitive rates and terms that traditional banks often cannot match.
“We’ve witnessed incredible changes in the mortgage industry over the past thirty years, but our core mission remains unchanged: making homeownership accessible and affordable for everyone,” said a company spokesperson. “Our independence allows us to shop the market on behalf of our clients, finding the perfect loan match rather than forcing them into a one-size-fits-all solution.”
Comprehensive Loan Portfolio Meets Every Need
Preferred Mortgage Corporation’s extensive loan portfolio demonstrates their commitment to serving diverse financial needs. From traditional conventional loans to specialized investment property financing, the company offers:
Residential Mortgage Solutions:
Conventional loans with competitive rates and flexible terms
Jumbo loans for high-value properties
FHA loans designed for first-time homebuyers with lower down payment requirements
VA loans honoring military service members and veterans
USDA loans supporting rural homeownership initiatives
Renovation loans for property improvement projects
New construction financing for custom home builds
Investment and Commercial Financing:
DSCR (Debt Service Coverage Ratio) loans that qualify based on rental income rather than personal income
Commercial mortgages for business expansion and investment opportunities
SBA loans supporting small business growth
Short-term financing for quick property acquisitions
Bank statement loans for self-employed borrowers
Digital Innovation Meets Personal Touch
Recognizing the evolving needs of modern borrowers, Preferred Mortgage Corporation has invested heavily in digital infrastructure while maintaining the personal service that has defined their success. Their streamlined online application process allows clients to begin their mortgage journey from anywhere, at any time.
The company’s free online mortgage application system represents a significant leap forward in customer convenience. Borrowers can create accounts, complete applications, and securely upload necessary documents through an intuitive platform designed for efficiency and transparency. This digital-first approach has reduced processing times while maintaining the thorough underwriting standards that ensure successful closings.
Down Payment Assistance: Opening Doors for First-Time Buyers
Understanding that down payment requirements often represent the largest obstacle to homeownership, Preferred Mortgage Corporation has developed comprehensive down payment assistance programs. These initiatives specifically target first-time homebuyers and eligible borrowers who may struggle with upfront costs.
“Down payment assistance isn’t just about reducing upfront costs – it’s about accelerating the timeline to homeownership,” explained the company. “When buyers can move in sooner with less money down, they begin building equity immediately rather than continuing to pay rent with no return on investment.”
The programs work in conjunction with various federal, state, and local assistance initiatives, maximizing available resources to minimize borrower costs. This comprehensive approach has helped hundreds of families transition from renters to homeowners across their service areas.
The Refinancing Revolution: Maximizing Homeowner Equity
As part of their comprehensive Mortgage Check-Up service, Preferred Mortgage Corporation offers free mortgage reviews to existing homeowners, ensuring they benefit from current market conditions. With interest rates fluctuating and property values evolving, many homeowners discover significant savings opportunities through strategic refinancing.
The company’s refinancing solutions serve multiple purposes:
Rate Reduction: Securing lower interest rates to reduce monthly payments
Debt Consolidation: Combining high-interest debt into low-interest mortgage payments
Cash-Out Refinancing: Accessing home equity for major expenses, investments, or home improvements
Term Modification: Adjusting loan terms to align with changing financial goals
DSCR Loans: Empowering Real Estate Investors
Preferred Mortgage Corporation’s DSCR loan program represents a paradigm shift in investment property financing. Unlike traditional loans that rely heavily on borrower income verification, DSCR loans qualify based on the property’s rental income potential. This innovative approach opens investment opportunities for borrowers who may not qualify through traditional income-based underwriting.
“DSCR loans democratize real estate investing,” noted the company. “Borrowers can build investment portfolios based on property performance rather than personal income limitations. This approach aligns perfectly with the investment mindset – properties should pay for themselves.”
The program offers flexible terms and streamlined approval processes, enabling investors to move quickly in competitive markets. Whether acquiring single-family rental properties or multi-unit investments, DSCR loans provide the financing foundation for successful real estate investment strategies.
Multi-State Excellence: New York and Florida
Preferred Mortgage Corporation’s multi-state licensing demonstrates their commitment to serving diverse markets with varying regulations and requirements. Each state presents unique opportunities and challenges:
New York Operations: As a registered mortgage broker with the NYS Department of Financial Services, the company serves the Empire State’s diverse housing markets from bustling urban centers to scenic rural communities.
Florida Expansion: Licensed through the Florida Office of Financial Regulation, Preferred Mortgage Corporation capitalizes on Florida’s dynamic real estate market, serving both primary residence purchases and investment property acquisitions..
Client-Centric Approach Drives Exceptional Results
The foundation of Preferred Mortgage Corporation’s success lies in their unwavering commitment to client satisfaction. Three decades of operation have refined their approach to prioritize transparency, communication, and results. Client testimonials consistently highlight the company’s ability to navigate complex financing scenarios while maintaining clear communication throughout the process.
“What Our Clients Say” isn’t just a marketing slogan – it’s a reflection of the relationships built through successful mortgage transactions. The company’s Rochester-based team combines local market knowledge with national lending network access, creating a unique advantage for borrowers.
Strategic Location: Webster, New York Hub
Headquartered at 1674 Empire Blvd., Suite 200 in Webster, New York, Preferred Mortgage Corporation operates from a strategic location that serves the Greater Rochester area while maintaining accessibility for clients throughout their service territories. The Rochester region’s diverse economy and housing market provide an ideal laboratory for developing innovative mortgage solutions that translate across different markets.
Technology Integration and Future Vision
Preferred Mortgage Corporation’s investment in technology extends beyond online applications to encompass comprehensive loan management systems, automated underwriting integration, and digital document processing. This technological foundation supports faster approvals, improved accuracy, and enhanced client communication.
The company’s vision for the future includes continued technology adoption while preserving the personal relationships that define their service model. Virtual closings, where available, provide added convenience without sacrificing the thoroughness that ensures successful transactions.
Regulatory Compliance and Professional Standards
Operating under strict regulatory oversight, Preferred Mortgage Corporation maintains the highest professional standards across all service areas. Their NMLS #44812 registration reflects compliance with federal and state regulations, while their continued licensing in multiple states demonstrates ongoing commitment to regulatory excellence.
The company’s arrangement of loans through third-party providers ensures clients access the broadest possible lending network while maintaining compliance with all applicable regulations. This approach provides maximum flexibility while protecting borrower interests.
Economic Impact and Community Involvement
Over three decades of operation, Preferred Mortgage Corporation has facilitated hundreds of millions of dollars in mortgage transactions, directly contributing to community economic development. Each successful home purchase or refinancing creates ripple effects throughout local economies, from real estate professionals to home improvement contractors.
The company’s down payment assistance programs specifically target community development by helping residents transition from renters to homeowners, creating neighborhood stability and economic growth.
Industry Recognition and Competitive Advantages
Preferred Mortgage Corporation’s longevity in a competitive industry speaks to their ability to adapt and excel through changing market conditions. Their independent broker status provides competitive advantages that benefit clients:
Lender Diversity: Access to multiple lending sources rather than single-institution limitations
Rate Competition: Ability to shop rates across lenders for optimal pricing
Program Variety: Comprehensive loan product menu addressing diverse borrower needs
Personalized Service: Independent ownership enabling flexible, client-focused service
Local Expertise: Deep understanding of regional markets and regulations
Looking Forward: Continued Innovation and Growth
As Preferred Mortgage Corporation enters its fourth decade of operation, the company remains committed to innovation and growth. Future initiatives include expanded digital services, additional strategic partnerships, and continued geographic expansion where market conditions support sustainable growth.
The mortgage industry continues evolving, with new regulations, technology solutions, and market dynamics creating both challenges and opportunities. Preferred Mortgage Corporation’s track record of successful adaptation positions them to continue thriving while serving client needs.
Contact Information and Next Steps
Prospective borrowers interested in exploring mortgage options with Preferred Mortgage Corporation can initiate the process through multiple channels:
Phone Contact:
Toll-Free: 800-320-0447
Local Office: 585-288-2930
Digital Engagement:
Email: [email protected]
Online Application: Available through company website
Social Media: Active presence across major platforms
Physical Location: Preferred Mortgage Corporation of New York 1674 Empire Blvd., Suite 200 Webster, NY 14580
About Preferred Mortgage Corporation
Established over 30 years ago, Preferred Mortgage Corporation of New York operates as an independent mortgage broker serving clients across New York and Florida. Licensed under NMLS #44812, the company specializes in residential and commercial mortgage solutions, offering comprehensive loan products from conventional purchases to specialized investment property financing. The Rochester-based company maintains its commitment to personalized service while leveraging technology to enhance client experience and streamline the mortgage process.
Media Contact: Preferred Mortgage Corporation
Phone: 585-288-2930
Website: https://preferredmortgagecorp.com
Media ContactCompany Name: Preferred Mortgage Corporation of New YorkEmail: Send EmailPhone: +1 585-288-2930Address:1674 Empire Blvd suite 200 City: WebsterState: New YorkCountry: United StatesWebsite: https://preferredmortgagecorp.com
